|
Destin Gulf Front Homes For Sale | Condos | Lots
Destin Gulf Front Homes For Sale | Condos | Lots
We just created a new web site dedicated to Destin Florida Gulf Front Homes, Condos and Lots.
www.DestinGulfFrontHomesForSale.com
This new site will show you every gulf front listing from every agent. The results are pulled directly from the MLS and updated in real time. The site offers many other benefits .
- Flood Zones Explained
- Construction Info
- How to calculate expenses
- Search Homes, Condos and Lots
- Searches By Area
- Recent Sales Data
Please take the time to visit our new site and feel free to call or email with any questions about Destin and Hwy 30A Gulf Front Homes. Clayton BonjeanBroker | President | MBA 850.585.1284 BrokerClayton@Gmail.com www.DestinGulfFrontHomesForSale.com
Destin Bay Front Homes
Destin Bay Front Homes For Sale
Click the links below to see All Destin Bay Front Real Estate.
Destin Bay Front Homes For Sale
Destin Bay Front Lots For Sale
Destin Florida is home to some of the most beautiful bay and bayou front properties in the state of Florida. I live on the bay in Santa Rosa Beach and I understand wetlands, fishing, locations, and flood plains. I love the bay and I spend alot of time fishing the flats for Trout and Redfish. I would love to help you find a great deal on a Destin, Sandestin, Santa Rosa Beach or Miramar Beach Florida Bay or Bayou Front Property. Please call or email with any questions about Bay Front Real Estate.
Clayton Bonjean | Broker | President | MBA | Bay Front Specialist
BrokerClayton@gmail.com
850.585.1284
www.MainsailRealtyCompany.com
Destin Bay Front Homes For Sale
Santa Rosa Beach Bay Front Homes For Sale
Santa Rosa Beach Bay Front Homes For Sale
Click the links below to see All Santa Rosa Beach Bay Front Real Estate.
Santa Rosa Beach Bay Front Homes For Sale
Santa Rosa Beach Bay Front Lots For Sale
Santa Rosa Beach Florida is home to some of the most beautiful bay and bayou front properties in the state of Florida. I live on the bay in Santa Rosa Beach and I understand wetlands, fishing, locations, and flood plains. I love the bay and I spend alot of time fishing the flats for Trout and Redfish. I would love to help you find a great deal on a Santa Rosa Beach Florida Bay or Bayou Front Property. Please call or email with any questions about Santa Rosa Beach Florida Bay Front Real Estate.
Clayton Bonjean | Broker | President | MBA | Bay Front Specialist
BrokerClayton@gmail.com
850.585.1284
www.MainsailRealtyCompany.com
Santa Rosa Beach Bay Front Homes For Sale
Nature Walk Seagrove Real Estate
Nature Walk Seagrove Real Estate
Click the Link Below To Search Nature Seagrove Real Estate. New Homes will hit the Market in 2012!
Nature Walk Seagrove Real Estate - Click Here
Nature Walk Seagrove is a great concept in an amazing location. The community is located near WaterColor Florida and Hwy 30a in Seagrove Florida. The community was started at the absolute worst time and has recently changed hands. The new owner/developer is Kolter. Kolter is a large development company with big plans for Nature Walk.
I am very excited to see what happens with Nature Walk Seagrove in 2012. I have seen advertising stating that homes will be available in the 300s. This is a great price point for this area and I welcome the opportunity to show Nature Walk Seagrove Homes, Condos and Lots to my clients. If you are a Real Estate buyer and interested in homes on Hwy 30A, you should put Nature Walk on your Radar. I will keep this blog updated as new developments occur. Please call me if you would like more info on Nature Walk.
Join Deal Alert: Be the first to find out about aggressively priced foreclosures and short sales by joining the Mainsail Realty DEAL ALERT email list.
Nature Walk Homes For Sale | Seagrove | WaterColor | 30A | FL
Nature Walk Homes For Sale | Seagrove | WaterColor | 30A | FL
Click the Link Below To Search Nature Walk Homes For Sale. New Homes will hit the Market in 2012!
Nature Walk Homes For Sale - Click Here
Nature Walk is a great concept in a premium location. The community is located near WaterColor Florida and Hwy 30a in Seagrove Beach Florida. The community was started at the absolute worst time and has recently changed hands. The new owner/developer is Kolter. Kolter is a large development company with big plans for Nature Walk.
I am very excited to see what happens with Nature Walk in 2012. I have seen advertising stating that homes will be available in the 300s. This is a great price point for this area and I welcome the opportunity to show Nature Walk Homes, Condos and Lots to my clients. If you are a Real Estate buyer and interested in homes on Hwy 30A, you should put Nature Walk on your Radar. I will keep this blog updated as new developments occur. Please call me if you would like more info on Nature Walk.
Join Deal Alert: Be the first to find out about aggressively priced foreclosures and short sales by joining the Mainsail Realty DEAL ALERT email list.
Sandestin Real Estate - Foreclosures and Short Sales

Sandestin Real Estate and Foreclosures and Short Sales
Click the links below to search Sandestin Real Estate and Foreclosures.
Sandestin Real Foreclosures - Click Here
Sandestin Short Sales - Click Here
Sandestin, FL Real Estate - Click Here
The search links above are pulled directly from the Emerald Coast Association of Realtors MLS System and the results are updated in real time. Our links show you all Sandestin listings from all agents. This is the most accurate and up to date Sandestin Area MLS Search available. Feel free to call or email with any questions about Sandestin Foreclosures, Sandestin Real Estate, or Sandestin Short Sales.
Clayton Bonjean, Broker - President, MBA, CDPE
BrokerClayton@Gmail.com
www.BrokerClayton.com
850-585-1284

Pilot House, Sandestin, FL - JUST SOLD!

Pilot House, Sandestin, FL - JUST SOLD!
Click the links below to Search Sandestin, FL Real Estate.
Sandestin Real Estate Search - Click Here
Pilot House Condos For Sale - Click Here
I just sold a condo in the Pilot House in Sandestin Resort. The condo was bank owned and I represented the buyer on the transaction. The condo was furnished and in good condition. My buyer client is very happy with his new purchase.
Below are the details of the transaction.
Number of Bedrooms - 2
Square Footage - 1,128
Date Sold - 11/16/2010
Sold price - $163,000
Feel free to call me with any questions about Pilot House and Sandestin Resort Real Estate.
Clayton Bonjean, Broker/President, MBA, CDPE
BrokerClayton@Gmail.com 850-585-1284
www.BrokerClayton.com
Destin, FL Lots For Sale, Land, Acreage

Destin, FL Lots - MLS Search of Destin Area Lots For Sale
Click the link below to search Destin Lots For sale.
Destin Lots For Sale - Click Here
Our Destin, FL Lot Search is the most accurate and up to date mls search available. The results are updated in real time. You can search lots by price range as well as waterfront lots and Destin Lot Foreclosures. Feel free to call with any questions about Destin, FL Real Estate or Destin, FL lots for sale.
Clayton Bonjean, Broker/President, MBA, CDPE
BrokerClayton@Gmail.com 850-585-1284 www.MainsailRealtyCompany.com

Short Sales In Destin, FL - MLS Search

Short Sales In Destin, FL - MLS Search
Click the link below to search short sales and foreclosures in Destin and Santa Rosa Beach, Florida.
Short Sales in Destin, FL
Our Destin Area MLS Search will provide with all current short sale listings in Destin, Sandestin, Santa Rosa Beach, and Hwy 30A. The listings are pulled directly from the Emerald Coast of Realtors MLS system and they are updated in real time. Feel free to call or email me with any questions regarding short sales in Destin and Santa Rosa Beach.
Clayton Bonjean, Broker / President, MBA, CDPE BrokerClayton@gmail.com 850-585-1284 www.BrokerClayton.com

WaterColor, FL Homes and Lots For Sale

WaterColor, FL Homes and Lots For Sale
Click the Links Below to Search Real Estate For Sale in WaterColor, FL.
WaterColor Homes For Sale
WaterColor Lots For Sale
WaterColor Condos For Sale
The links above will take you to the WaterColor property search page at www.mainsailrealtycompany.com. Our WaterColor search links are the most accurate and up-to-date available. Results are pulled directly from the Emerald Coast Association of Realtors MLS System and they are updated in real time. You will not find a more accurate WaterColor property search.
Our page also provides searches for all Destin, Sandestin and all 30A properties. WaterColor is a first class resort located on Hwy 30A directly between Grayton Beach and Seaside, FL. Feel free to call or email me with any questions about WaterColor Homes, Condos, and Lots for Sale.
Clayton Bonjean, Broker/President, MBA, CDPE
850-585-1284 BrokerClayton@Gmail.com
www.MainsailRealtyCompany.com

Sandestin Real Estate Foreclosures and Short Sales

Sandestin Real Estate, Foreclosures and Short Sales
Click the links below to Search Forecosures and Short Sales in Sandestin, Florida.
Sandestin Home Foreclosures
Sandestin Condo Foreclosures
Sandestin Lot Foreclosures
Our Sandestin Foreclosure searches are the most accurate and up to date available. The links above will show you Bank Owned Foreclosure and Short Sale listings in Southwinds, Westwinds, Luau, Beachside 1,2,& 3, Burnt Pine, The Village at Baytowne Wharf, Villa Lago, Laurel Grove, Del Mar, The Bungalos, Crystal Lake, Island Green, Turnberry, Anchorage, Tivoli, Linkside, Bayou Village, Genoa, Troon Drive, The Preserve, and all other communities within Sandestin Resort.
Feel free to call or email me any time with any questions about Sandestin Resort Real Estate or Sandestin Foreclosures.
Clayton Bonjean, Broker - Realtor, MBA, CDPE
BrokerClayton@gmail.com
www.BrokerClayton.com
850-585-1284
Southwinds Sandestin Condos for Sale - MLS Search, FL, Florida

Southwinds Condo Search - Sandestin Real Estate
Click the links below to search condos in Southwinds at Sandestin Resort.
SOUTHWINDS 1 CONDOS FOR SALE - CLICK HERE SOUTHWINDS 2 CONDOS FOR SALE - CLICK HERE SOUTHWINDS 3 CONDOS FOR SALE - CLICK HERE
Our Southwinds in Sandestin condo search is the most accurate and up to date search available. Southwinds One, Southwinds Two, and Southwinds Three are the most sought after gulf front condos in Sandestin Resort. All Southwinds Buildings are rental restricted and do not allow for short term rentals.
Clayton Bonjean, Broker - Realtor, MBA, CDPE
BrokerClayton@gmail.com
850-585-1284
www.BrokerClayton.com
Burnt Pine Homes For Sale - Sandestin, FL Real Estate

BURNT PINE HOMES FOR SALE - SANDESTIN, FL REAL ESTATE
Click the link below to search homes and lots for sale in the Burnt Pine Subdivision of Sandestin Resort.
BURNT PINE REAL ESTATE SEARCH
Our web site feautures the most accurate and up-to-date Burnt Pine Home and Lot Searches available. You can also search all Sandestin Resort Real Estate including Sandestin Foreclosures and Short Sales.
Clayton Bonjean, Broker - Realtor, MBA, CDPE
BrokerClayton@gmail.com
850-585-1284
www.BrokerClayton.com
Rosemary Beach Beach Real Estate Search, FL, Florida

Rosemary Beach Real Estate Search
Click the links below to Search Rosemary Beach Real Estate.
Rosemary Beach Homes For Sale Rosemary Beach Condos For Sale Rosemary Beach Lots For Sale
Rosemary Beach is one of the most popular communities on Hwy 30A in South Walton County. Our Rosemary Beach MLS search is the most accurate and up to date property search available. You can search by property type and we also offer searches for short sales and bank owned foreclosures. The results are pulled directly from the Emerald Coast Association of Realtors MLS system and they are updated in real time.
Rosemary Beach is a gulf front community with many things to do. Many claim that Rosemary Beach features the best architecture on the Emerald Coast.
Clayton Bonjean, Broker - Realtor, MBA, CDPE BrokerClayton@gmail.com 850-585-1284
www.BrokerClayton.com
Destiny Real Estate Search - Destiny Homes For Sale - Destiny By The Sea

Destiny Real Estate Search - Destiny Homes For Sale - Destiny By The Sea
Click the Links Below to Search Homes in Destiny Subdivision in Destin, Florida.
Destiny Homes For Sale, Destin, FL
Destiny By The Sea Homes For Sale, Destin, FL
Destiny Lots For Sale, Destin, FL
Destiny is a gulf front community in Destin, FL. The community consists of Destiny By The Sea, Destiny East and Destiny West. Feel free to call or email me with any questions about Destiny Real Estate or Destiny Homes and Lots For Sale.
Clayton Bonjean, Broker - Realtor, CDPE "Certified Distressed Property Expert" 850-585-1284 BrokerClayton@Gmail.com www.BrokerClayton.com
Marbella Condos - Destin Harbor Real Estate

Marbella Condos - Destin Harbor Real Estate
Marbella Condos For Sale - Click Here
Destin Harbor Condos For Sale - Click Here
The Marbella condo search above will provide you with the most accurate and up to date Marbella search results available. The report is pulled directly from the Emerald Coast Association of Realtors MLS system.
Marbella is a luxury condo project located on the Destin harbor. The project restricts short term rentals and this is very appealing to many full and part time residents. The resort features a marina, swimming pool, hot tub, work out room, luxurious lobby and meeting room.
Feel free to call or email me with any questions about Marbella on Destin Harbor.
Clayton Bonjean, Broker - Realtor, MBA, CDPE BrokerClayton@gmail.com 850-585-1284 www.BrokerClayton.com
Destin, FL Homes For Sale

DESTIN, FL HOMES FOR SALE - SEARCH THE MLS
Click the link below to search homes for sale in Destin, FL. This is the most accurate and up to date Destin home search available. The results are pulled directly from the Emerald Coast Association of Realtors MLS system and updated in real time. Feel free to call or email me with any questions about Destin, FL Real Estate or Destin Florida Homes For Sale.
Click the link below to see all available homes in Destin, FL.
DESTIN, FL HOMES FOR SALE
Clayton Bonjean, Broker - Realtor, MBA, CDPE BrokerClayton@gmail.com 850-585-1284 www.BrokerClayton.com

Grayton Beach, FL Real Estate, MLS Search, Florida, Grayton Beach Homes For Sale
 Grayton Beach, FL Real Estate Search - Homes, Condos & Lots For Sale
Search Grayton Beach Florida Homes For Sale and Grayton Beach Condos for Sale by clicking the link below. This search is pulled directly from the Emerald Coast MLS. This is the most current and accurate Grayton Beach, Florida MLS search available.
Grayton Beach, FL Real Estate
Please visit my web site at www.BrokerClayton.com to search all communities located on Scenic Highway 30A in Santa Rosa Beach, Seagrove Beach, and Rosemary Beach, Florida. Our custom South Walton Florida MLS searches are accurate, up to date and very easy to use. Feel free to call or email me with any questions.
Cool Things to do in Grayton Beach, FL
- Eat and dink at the Red Bar.
- Go Snapper fishing and launch off of the Beach.
- Get a bonfire permit and have a big party on the beach.
- Property owners can get a permit to drive on the beach.
- Camp at Grayton Beach State Park.
- Have Sunday brunch at Fire.
Click Here to Search Grayton Beach, FL Real Estate
Clayton Bonjean, Broker - Realtor, MBA, CDPE 850-585-1284 brokerclayton@gmail.com www.BrokerClayton.com
Sandestin Real Estate, Sandestin Homes For Sale, Sandestin Condos For Sale, Florida, FL

Sandestin, FL Real Estate
Sandestin, Florida Property Search and Information
Click the link below to search Sandestin, Florida homes for sale, Sandestin, FL Lots For Sale, and Sandestin Condos for Sale.
SANDESTIN REAL ESTATE SEARCH
JOIN DEAL ALERT: Be one of the first to find out about aggressively priced foreclosures, short sales and distressed properties in Destin, Sandestin, and Santa Rosa Beach, FL by joining the Mainsail Realty DEAL ALERT email list. Click here to join Deal Alert.
Feel free to call me on my cell at 850-585-1284 with any questions or email me at brokerclayton@gmail.com.
Sandestin Resort Basic Information:
1. Sandestin has a master association: All sandestin property owners belong to the master association and must pay association fees to this association. 2. Most individual communities or condo projects within Sandestin have their own assocation with additional fees: The fees vary in each individual community based on health of the assocation, ammenities, insurance expenses, landscaping, etc. 3. There is a .5% new buyer fee for all transactions in Sandestin. Some of the individual communities within Sandestin may have additional new buyer fees. Properties in the Village of Baytowne Wharf have an additional 1% new buyer fee. Making the total 1.5% 4. Sandestin On-Site Rental: Sandestin does have an on-site rental company. In most cases you are not required to use the on-site rental company but they do a good job and charge accordingly
Feel free to call or email me for current fees and details on Sandestin Florida Real Estate.
Clayton Bonjean, Broker - Realtor, MBA, CDPE www.BrokerClayton.com 850-585-1284 brokerclayton@gmail.com

Destin Gulf Front Condos - Destin Gulf Front Homes and Lots, FL, Florida
Destin Gulf Front Condos - Destin Gulf Front Homes and Lots, FL, Florida
Click The Link Below to Search Destin Gulf Front Real Estate.
Destin and Santa Rosa Beach, FL Gulf Front Homes, Condos and Lots
The Destin, Florida Gulf Front search above will provide you with the most accurate and up to date Gulf Front MLS search available. The results are pulled directly from the Emerald Coast of Realtors MLS system and are updated in real time. Feel free to call or email with any questions.
Please take the time to visit our new web site dedicated solely to Destin Gulf Front Homes and Condos.
www.DestinGulfFrontHomesForSale.com
Join Deal Alert: Be one of the first to find out about aggressively priced foreclosures, short sales and distressed properties by joining the Mainsail Realty DEAL ALERT email list. Click here to join Deal Alert.
Clayton Bonjean, Broker, MBA, CDPE www.mainsailrealtycompany.com BrokerClayton@gmail.com 850-585-1284
I specialize in Destin, Sandestin, Santa Rosa Beach, Watercolor, WaterSound, Rosemary Beach, Seagrove, and Niceville, Florida


Destin Gulf Front Condos - Destin Gulf Front Homes and Lots, FL, Florida
Destin, FL Foreclosures - Why hire a Realtor?

Destin, FL Foreclosures - Why Hire a Realtor?
Destin, FL Foreclosure Search - Click Here
WHY DO YOU NEED A REALTOR WHEN BUYING AND SELLING FORECLOSURES AND SHORT SALES IN DESTIN, FLORIDA?
Buying and selling short sales and bank owned properties in Florida can be a very rewarding process. Our current shift to a distressed market makes real estate agents even more valuable to buyers and sellers of distressed properties. These types of transactions are not typical and require a high level of expertise. One should hire a real estate agent that has the experience and training needed to successfully close one of these transactions. I am a certified distressed property expert (CDPE) and I have also completed “Short Sales Superstars” training. I personally endorse both of these systems and feel any Realtor would benefit from taking these courses. I have successfully closed both short sales and bank owned (REO) properties and I have to tell you they are not your standard real estate transactions. Below are some common issues when dealing with distressed properties.
Short Sales and Bank Owned Foreclosures (REO) – Why do you need a Real Estate Agent?
ü What is the correct way to complete a short sale package for a short sale listing?
ü What is the correct pricing strategy and price reduction strategy for short sale listings and REOs?
ü When buying short sales and foreclosures, listing prices can vary. The important factor is “value”. A realtor can provide you with a CMA Report “Comparative Market Analysis”. This report will show you the current value and help you make the correct offer. There are many overpriced short sales and foreclosures. Understanding the true value is critical and Realtors have access to superior CMA reporting through their local MLS. This will save you money and prevent you from overpaying.
ü What contract do I use? In Florida, we have the FAR, FARBAR, FAR WITH AS IS ADDENDUM, FAR BAR AS IS, and the SHORT SALE ADDENDUM. Different contracts should be used in different situations. For example, I feel the FAR/BAR AS IS contract works best when representing buyers of distressed properties because of the inspection period language.
ü Who is the best property inspector for REO’s and Short Sales? Foreclosures and Short Sales are typically sold AS/IS. Do not let the name deceive you. An AS/IS sale is not a bad thing. It is critical that you have a good inspector to point out any issues with the property and have the correct inspection period language in your contract. Also, understand that utilities may have to be turned on for the inspection and the home may have been without power for months or years.
ü How do I negotiate with the Bank? There are many factors to consider when negotiating with the bank. How long has the property been on the market? Is it a local bank or larger Bank? Is it a short sale or a foreclosure? What is the condition of the property? The list goes on and on. A "distressed property" Realtor can advise you on all of these situations.
A Realtor with distressed property experience has now become a necessity. I encourage all buyers and sellers of Real Estate to hire a Realtor with distressed property training and experience before entering into one of these complex transactions.
Clayton Bonjean, Broker, MBA, CDPE
850-585-1284
BrokerClayton@Gmail.com
www.BrokerClayton.com

*Servicing Destin, Sandestin, Santa Rosa Beach, Miramar Beach, WaterColor, Rosemary Beach and surrounding areas.
"Mainsail Realty Company/Clayton Bonjean is not associated with the government, and our service is not approved by the government or your lender." "Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit"
Destin Foreclosures - Information for Buyers

Foreclosures in Destin, FL
Join Deal Alert: Be one of the first to find out about aggressively priced foreclosures, short sales and distressed properties by joining the Mainsail Realty DEAL ALERT email list. Click here to join Deal Alert.
Click Here To View Destin, Sandestin and Santa Rosa Beach Foreclosures
Destin Florida Foreclosures - Information for Buyers
I have been working with many buyers making offers on bank-owned-foreclosures (REOs) in Destin, Sandestin, Santa Rosa Beach, Florida and I have some information to share.
There is no set rule for what to offer on a Destin, Fl Foreclosure. I have seen banks come down 20% and I have seen clients pay well over the asking price. I have seen bank listings way over-priced and I have seen under-priced bank listings. When making an offer on a bank owned property, giving the bank access to a CMA "comparative market analysis" can help. When representing the buyer, it is not a bad idea to include comps and the MLS generated CMA report with your offer. When you are dealing with banks, understand that they are reviewing multiple offers on multiple properties in a committee-style meeting. Sometimes you need educate them on what their property is worth. I recently had a situation where we placed a market value cash offer on a property and the bank would not accept it. We then submitted the same offer with comps and a CMA and the offer was accepted. We also included the wording "Final Offer". I feel it was accepted because the information was at their finger tips and they were able to make a decision based on accurate information. The offer and CMA information were emailed and all in the same PDF file. I did it this way because the comps and CMA were printed with the offer. This assured me that the CMA would be reviewed in their meeting. It is very frustrating when you make a cash offer at market value and it is declined.
Some banks may not be ready to let their properties go at the current value because they may not be ready to take the loss on their books. Do not assume that just because the property is bank owned, the bank will sell at our new value. At some point these properties will become available at market value, but not always in the beginning.
When banks price their properties correctly, you may find yourself in a multiple offer situation. You will typically receive a form or an email stating that "there are multiple offers on the property, please submit your highest and final offer". In many of these situations, the sale price can exceed the listing price. Again, this is where having a good CMA is critical. If the property is priced below value, paying over asking is a not a bad thing.
I hope you find this information helpful. Feel free to call me at 850-585-1284 or email me at clayton@mainsailrealtycompany.com if have any questions about Destin, Sandestin, Miramar Beach, South Walton, and Santa Rosa Beach foreclosures and short sales.
Search foreclosures and short sales in Destin, Florida and surrounding areas by clicking the link below.
Destin, Sandestin and Santa Rosa Beach Foreclosure Search
Clayton Bonjean, Broker, MBA, CDPE, SHORT SALE SUPERSTAR www.BrokerClayton.com 850-585-1284
BrokerClayton@Gmail.com
Destin, Florida Foreclosure Help: There are many options available other than foreclosure. I am a "certified distressed property expert" and have the experience necessary to help you avoid foreclosure. Please call me at 850-585-1284 or email me at BrokerClayton@Gmail.com for foreclosure help.
For more information on how to avoid a foreclosure, please click the link below.
Destin Florida Foreclosure Help

Fort Walton Beach, Florida Foreclosures

Fort Walton Beach, FL Foreclosures
Bank owned properties can present fantastic buying opportunities. To search foreclosures in Fort Walton Beach, FL, please click the link below.
Fort Walton Beach, Florida Foreclosure Search
Join DEAL ALERT! to receive email updates on foreclosures and aggressively priced properties as soon as they hit the market.
For more information on foreclosures, reo's, shortsales, and aggressively priced properties in Fort Walton Beach and surrounding areas, please call Clayton Bonjean at 850-585-1284 or send an email to clayton@mainsailrealtycompany.com.
Fort Walton Beach Florida Foreclosures and Mary Eshter Foreclosures are updated daily at www.mainsailrealtycompany.com
Clayton Bonjean, Broker
www.mainsailrealtycompany.com "Foreclosures are my specialty" 850-585-1284
Destin Florida Short Sales

Destin Florida Short Sales
DESTIN, FL SHORT SALE SEARCH - CLICK HERE
Below is the basic definition of a Short Sale.
Short Sale - A sale of a "house in which the proceeds fall short of what the owner owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale and forgive the remaining deficiency. In some cases, the lender may require the seller to pay a cash contribution or take on a note for a portion or all of the deficiency balance. By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner may be able to pay off the loan for less than what he owes."
Recent issues with Bank Owned properties make short sales an even more attractive option. In a short sale, the owner of the property agrees to the sale and signs off on the closing. In a REO "Bank Owned" the lender acquires the property via "Hostile Take Over" and this could lead to future risk. Never purchase any Florida property without obtaining title insurance. This is for your protection and worth every penny.
When purchasing a short sale, be prepared for the following:
1. The time line from offer to closing can take up to 3 months or longer. It is good practice to place a time line for lender acceptance in your contract. The Florida Short Sale Addendum includes an acceptance time line.
2. Most lenders will require the use of an "As Is" contract with an inspection period. I prefer the FAR/BAR As Is contract. It is easy to understand and it offers protection and flexibility to the buyer with the inspection period language. I prefer to start all time lines upon "Lender Acceptance". This way you do not have to invest in inspections and appraisals until you know you have a deal.
3. Even if one makes a full price offer on a short sale, the bank may still decline the offer and refuse the short sale. An agent with short sale experience will know what questions to ask to help increase your chances of a successful transaction.
4. If you plan on purchasing with a financing contingency, it is important to have a pre-approval letter from your lender to submit with your offer. If you intend to pay cash, most lenders will require proof of funds. Proof of funds can be provided by your bank or financial institution. A recent investment account statement will work fine.
It is important to have a professional Realtor with short sale experience when buying and selling distressed properties. There are many variables that can affect the success of a short sale. Feel free to call me at 850-585-1284 and I will be happy to explain things in greater detail.
To search foreclosures and short sales in Destin, Sandestin, Santa Rosa Beach, Seagrove, WaterColor, Rosemary Beach, Alys Beach, Niceville, Fort Walton, and Freeport, please visit http://www.mainsailrealtycompany.com
DESTIN, FL SHORT SALE SEARCH - CLICK HERE
Destin Foreclosure Help: There are many options available other than foreclosure. I am a "certified distressed property expert" and have the experience necessary to help you avoid foreclosure. call me at 850-585-1284 or email me at BrokerClayton@Gmail.com for foreclosure help. For more information on foreclosure help please click here.
Clayton Bonjean, Broker, MBA, CDPE, SHORT SALE SUPERSTAR www.MainsailRealtyCompany.com BrokerClayton@Gmail.com 850-585-1284

"Mainsail Realty Company/Clayton Bonjean is not associated with the government, and our service is not approved by the government or your lender." "Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit"
Destin Florida Homes For Sale - MLS Search
 Destin, Florida Homes For Sale - MLS Search
Destin and Santa Rosa Beach MLS Search
To search the Destin, FL MLS for free and with absolutely no obligation, please click the link below.
Destin, FL MLS Search
To search Destin area foreclosures and short sales, please click the link below.
Destin Florida Foreclosure Search
Please vist our web site at www.BrokerClayton.com to search the MLS with absolutely no obligation.
Clayton Bonjean, Broker, MBA Mainsail Realty Company 850-585-1284
BrokerClayton@Gmail.com
Santa Rosa Beach Foreclosures - FL, Florida

Santa Rosa Beach Foreclosures
Click the link below to search Santa Rosa Beach, FL Foreclosures (Bank Owned).
Santa Rosa Beach Florida Foreclosures
Click the link below to search Santa Rosa Beach, FL Short Sales.
Santa Rosa Beach, Florida Short Sales
The best deals on the Emerald Coast do not last long. If you would like to be updated on Destin FL Foreclosures, Short Sales, and distressed properties, please join my Deal Alert email update. Deal Alert is a free service with absolutely no obligation. I send out the best deals on bank owned foreclosures, short sales, and distressed properties every week.
To join Deal Alert click here.
Destin Foreclosure Help: There are many options available other than foreclosure. I am a "certified distressed property expert" and have the experience necessary to help you avoid foreclosure. call me at 850-585-1284 or email me at BrokerClayton@Gmail.com for foreclosure help.

www.BrokerClayton.com
Thanks!
Clayton Bonjean, Broker, MBA, CDPE, SHORT SALE SUPER STAR Mainsail Realty Company 850-585-1284 BrokerClayton@Gmail.com Destin and Santa Rosa Beach
"Mainsail Realty Company/Clayton Bonjean is not associated with the government, and our service is not approved by the government or your lender." "Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit"
Sandestin Area Real Estate - MLS Search

Sandestin Area Real Estate - MLS Search
Please visit our Sandestin, FL Property Search, to view a custom Sandestin MLS search by property type. This is the most accurate and up to date Sandestin MLS search available. Results are pulled direclty from the Emerald Coast Association of Realtors MLS system.
SANDESTIN, FL REAL ESTATE FOR SALE - CLICK HERE
Our site also offers a search of Sandestin, Florida Foreclosures.There is absolutely no obligation. You can join Deal Alert to receive email updates on Destin, Santa Rosa Beach, and Sandestin, Fl foreclosures, short sales, and distressed properties as soon as they hit the market. Thanks!
Clayton Bonjean, Broker - President, MBA, CDPE Mainsail Realty Company 850-585-1284 www.BrokerClayton.com

REO Buying Strategies - Financing REOs - Destin, Sandestin, Miramar Beach, and Santa Rosa Beach

Click Here to search Destin and surrounding area REOs (Bank Owned) properties.
Or you can visit www.BrokerClayton.com
REO Strategies - Financing
Tip #1
I was working on a REO (Bank Owned) today for a client. The House we found was priced aggressively and the bank holding the property offered to finance the house. The terms were excellent and the rate was discounted. This is one of the advantages of purchasing REOs from banks. On a good scenario, one could pick up a property at a distressed price and secure discounted financing from the bank holding the property. This was very common in Destin, Forida in the 1980s and we may see more and more of this in the coming months.
Banks do not want to be in the real estate business and some are willing to offer special terms to get out. When working on an REO, be sure to inquire about any "Special Financing Opportunities". You may find the bank happy to finance their property.
Please visit me at www.BrokerClayton.com.
Clayton Bonjean, Broker - President, MBA, CDPE, SHORT SALE SUPERSTAR Mainsail Realty Company BrokerClayton@gmail.com

Destin Foreclosure Help: There are many options available other than foreclosure. I am a "certified distressed property expert" and have the experience necessary to help people facing foreclosure. Please call me at 850-585-1284 or email me at clayton@mainsailrealtycompany.com if you or anyone you know needs help.
Posted Thursday Feb 26
Destin Florida Foreclosures - Foreclosure Search

Destin, Florida Foreclosures - Foreclosure Search
Click the link below to search Destin and Santa Rosa Beach, FL Foreclosures.
DESTIN AND SANTA ROSA BEACH FLORIDA FORECLOSURES
Find valuable information on the Destin area real estate market at www.BrokerClayton.com
There has been an increase in REO (Bank Owned) properties coming on the market and smart buyers are picking them up at rock bottom prices. Stay on top of these listings with "Deal Alert" Emails from Mainsail Realty Company. With Deal Alert you will be updated on new foreclosures and distressed properties as soon as they hit the market. Destin Florida foreclosures are moving fast. I would love to help you take advantage of the great real estate opportunities happening right now. Foreclosures in Destin, Florida are available and I am happy to help you in your search. Click here to join Deal Alert.
Please take the time to view our free Destin, Florida Foreclosure Search.
www.BrokerClayton.com
Clayton Bonjean, Broker 850-585-1284 BrokerClayton@Gmail.com
Click here for a current list of Destin Florida Foreclosures.
Destin Florida Foreclosures and Short Sales | Sandestin | Santa Rosa Beach
Destin Florida Foreclosures and Short Sales | Sandestin | Santa Rosa Beach
Click the link below to search foreclosures and Short Sales in Destin, Sandestin, Santa Rosa Beach, 30A and surrounding areas.
Destin, Sandestin and South Walton Foreclosure Search.
DESTIN FLORIDA FORECLOSURES AND SHORT SALES - THE BASICS
A short sale is an attempt for a borrower (seller) to avoid a foreclosure by selling their property for less than the amount of the loan. The borrower (seller) will request that the bank forgive the deficiency on the mortgage and the short sale is less damaging to the borrowers credit score than a foreclosure. Banks are often open to this because it can cost them less money in the long run than the foreclosure process. The borrower must show the bank that they are unable to pay their note and many banks will not even discuss the short sale until the borrower is past due.
In a short sale, the borrower (seller) can place the property on the MLS “multiple listing service” for any price they like but that does not mean the bank will accept the offer. The ”undervalued” short sale creates a false and deflated value and often a disappointed buyer because the bank, after their analysis, declines the offer. If you work with agents that understand the short sale process, your chances of success will increase dramatically. I have completed many short sales and they are some of the best buying opportunities available. The short sale process can easily take 90 - 120 days; therefore; a buyer needing a house today may not be a good candidate for a short sale but most importantly the bank may decline a full price offer because the seller (borrower) priced the property too low. If a buyer has time to kill, a short sale can work, but if it seems too good to be true, it probably is. I have seen situations where the short sale sold price “final price” is more than the actual listed price. I think it is important for buyers to understand this process to avoid frustration and wasted efforts. I have also seen many successful short sales take place, but they were priced correctly and it took time for the bank to review and accept the offer. An ideal short sale situation is the “pre-approved” short sale. The pre-approved short sale price and terms have been worked out with the bank prior to the sale and these can be done quickly. Every bank has a different policy when it comes to short sales, therefore, the results can vary from bank to bank.
If you are a borrower in a situation where short sale or foreclosure advice is needed, I strongly recommend that you consult with an attorney. This will be money well spent.
On the other hand, the purchase of a REO (Real Estate Owned) property is a faster strategy. The REO property is bank owned and past the foreclosure process. Most REOs are priced aggressively and offer the ability of an inspection and a quick closing. The list prices are real and one making a good offer with solid funding should be able to close the deal. Currently there are many more short sale properties on the market than REO properties but this will change as the banks begin to hold more and more property. REO properties are in high demand and you will likely find yourself competing with savvy investors in multiple offer situations. A great realtor and a good strategy are needed to be succesful in the REO market.
Another mistake that many purchasers make is ruling out traditional properties that are not in the short sale or reo category. You may have a seller that has owned the property for many years with a low cost basis or you may have a seller that can afford to sell the property for less than owed without involving the bank in the sale or “Short Sale”. Many buyers make the mistake of ruling out these opportunities. This is where the benefit of having a realtor comes into play. A good realtor understands the market and can advise you on the best opportunities. Please check out my website at BrokerClayton.com and let me know if I can help you in any way. I have worked in real estate on the Emerald Coast of Florida for over 10 years and have a great understanding of Destin, Sandestin, Miramar Beach, 30A, Santa Rosa Beach, WaterColor, WaterSound, Rosemary Beach, Alys Beach, and Seacrest. I service Okaloosa and Walton Counties.
Click the link below to search foreclosure listings in Destin, Sandestin, Santa Rosa Beach, 30A and surrounding areas.
Destin, Sandestin and South Walton Foreclosure Search.
Clayton Bonjean, Broker - MBA, CDPE Mainsail Realty Company 850-585-1284 brokerclayton@gmail.com www.MainsailRealtyCompany.com
“We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful.” Warren Buffett
|